


Discontinue all communications with me as I will not be offering to pay any money to pay this debt. This will serve as your legal notice under the federal Fair Debt Collection Practices Act (FDCPA) that I refuse to pay this debt. Thank you for your attention to this matter. You are also notified that should any adverse information be placed against my credit reports, appropriate actions will be taken under the federal Fair Credit Reporting Act (FCRA). Please send me copies of the original application for this account, any signatures associated with this account, any bills associated with this account, etc. Do not contact me, or any third parties regarding this debt.įurthermore, I formally dispute the validity of this debt. Please provide me with documentation that supports why you believe this debt belongs to me, and why you believe I owe this amount.

This will serve as your legal notice under the federal Fair Debt Collection Practices Act (FDCPA), to cease all communication with me in regard to the debt referenced above. TO DEBT COLLECTOR: CEASE AND DESIST LETTER – WITH DISPUTE OVER DEBT (Demand for Validation)
